Legal

Terms of Use

Last updated: October 2026

Acceptance of Terms

By accessing and using the Umbra Companies Inc. website (umbracompaniesinc.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Use of Website

This website is provided for informational purposes only. You may not use this website for any unlawful purpose or in any manner that could damage, disable, or impair the website. You agree not to attempt to gain unauthorized access to any portion of the website.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Umbra Companies Inc. and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Investment Information

Information on this website regarding investment opportunities is intended solely for accredited investors. Nothing on this website constitutes an offer to sell or solicitation to buy securities. Any such offer will be made only through official offering documents.

Limitation of Liability

Umbra Companies Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein. Our total liability shall not exceed the amount paid by you, if any, for accessing this website.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of New York County, New York.

Changes to Terms

Umbra Companies Inc. reserves the right to modify these Terms of Use at any time. Changes will be effective upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.